
High-altitude trekking
Evacuation off the Annapurna Circuit
A helicopter lift from above 4,000m can run into the six figures out-of-pocket.
Wandr partners with Faye for medical, evacuation, trip protection, and gear coverage — quoted in under a minute and stored alongside your trip so the policy is ready the moment something goes sideways abroad.
Quick answer
Travel insurance for international trips bundles medical care abroad, emergency evacuation, trip cancellation and interruption, and baggage coverage into one plan that activates for the dates of your trip. The U.S. State Department reports overseas medical evacuation typically costs $50,000 to $200,000 — a number most domestic health plans and credit cards don't cover. Wandr partners with Faye, a fully digital travel insurer, so a policy can be quoted in under a minute and attached to your Wandr trip alongside your itinerary, prescriptions, and vaccine records.
Why coverage matters
Domestic health insurance generally stops at the U.S. border, and credit-card travel benefits rarely cover medical evacuation or extended trip interruption. These are the situations we hear about the most — and what coverage actually does about them.

High-altitude trekking
A helicopter lift from above 4,000m can run into the six figures out-of-pocket.

Polar expedition
Antarctic crossings sit a week from a Level-1 trauma center. Coverage handles the interruption and the long-haul return.

Multi-day climb
Trip interruption covers the unused tour, the new return flight, and the extra nights in Moshi.
Curious what coverage would actually cost for your trip?
Run a Faye quoteWhat coverage actually does
Faye bundles medical, evacuation, trip protection, and gear into a single plan, with claims and live support handled in their app. Coverage details vary by plan and destination — start a quote to see what fits your trip.
Doctor visits, urgent care, prescriptions, and hospital stays for illness or injury that happens during your trip — coordinated through Faye's care team while you're on the ground.
See the policy →Medical airlift from remote areas, repatriation to a fitted hospital, and coordination with local responders — the bucket most travelers can't realistically self-pay.
See the policy →Trip cancellation, interruption, and major delays — covering nonrefundable bookings, change fees, and unplanned hotel nights when something disrupts the itinerary.
See the policy →Lost, delayed, or damaged baggage and personal gear. Useful if you're traveling with a meaningful kit — cameras, skis, expedition layers, climbing hardware.
See the policy →Quick reference
A high-level reference — specific limits, deductibles, and exclusions vary by plan. Start a quote with Faye for exact coverage details on your trip.
| Situation | Typical cost uncovered | Coverage bucket that addresses it |
|---|---|---|
| Medical evacuation from a remote area | $50,000–$200,000 (U.S. State Department) | Emergency medical evacuation |
| Hospitalization abroad after injury | $10,000–$100,000+ depending on country and severity | Medical care abroad |
| Trip canceled by illness before departure | Nonrefundable flights, lodging, tours, and tickets | Trip cancellation |
| Multi-day interruption mid-trip (illness, weather, evac) | New flights, additional lodging, unused tour days | Trip interruption |
| Delayed or lost baggage on the way to the trip | Replacement clothing and essentials, delayed gear | Baggage & gear |
Why through Wandr
Most travelers stash their policy PDF in an email folder and hope to remember the search term in a moment of stress. Wandr connects the Faye policy to your trip, surfaces claim contacts next to your itinerary, and flags destination-specific coverage gotchas automatically.
Your Faye policy lives alongside the rest of your trip plan — itinerary, prescriptions, vaccines — not buried in an inbox you can't search through on hotel Wi-Fi.
Policy number, 24/7 claim line, the local emergency contact for the country you're in — all rendered on the trip dashboard in one tap.
Some countries require specific evacuation coverage for visas (Schengen) or remote-area entry (Antarctica, Bhutan). Wandr flags the destinations where this matters before you book.
Trip dashboard
Bali, May 12–24Faye policy attached
Illustrative — your real dashboard card after attaching a Faye policy.
Get coverage by destination
Faye builds the quote around your dates, destination, and trip type. These are a few of the trips Wandr travelers cover most.
The math, by the numbers
These are baseline industry figures — drawn from CDC, U.S. State Department, IATA, and ISTM — not Wandr or Faye marketing claims. They're the reason travel insurance exists as a category.
$50K–$200K
Typical cost of overseas medical evacuation
U.S. State Department traveler advisories
30–70%
Of travelers to developing regions experience traveler's diarrhea
CDC Yellow Book
1 in 4
International flights see meaningful delay or schedule change
IATA, 2023
Top 3
Reasons for ER visits abroad: GI illness, injury, and respiratory
International Society of Travel Medicine
Practical answers to the objections we hear most.
Most coverage starts on the date you list as your trip departure, so the practical answer is: as soon as you have nonrefundable bookings to protect. Trip-cancellation benefits only apply to costs incurred before the insurable event, so buying it the day you book the flight maximizes coverage. Medical and evacuation benefits don't depend on purchase timing — those apply during the trip dates regardless.
Many premium credit cards include trip-delay or rental-car coverage, but few include meaningful medical or medical-evacuation coverage abroad. The State Department specifically advises travelers to confirm overseas medical coverage before international trips, since out-of-network medical evacuation routinely costs $50,000 to $200,000 and is rarely included on credit cards.
Faye and most major travel insurers offer pre-existing-condition waivers if a policy is purchased within a short window after the initial trip deposit (usually 14–21 days). If a chronic condition is part of the picture, start the quote early and read the waiver terms — that's the lever that matters.
Faye is a fully digital travel-insurance provider with in-app claims and live travel support. It fits the Wandr model: travelers expect to do everything from a phone, and a paper-claim-form provider would feel out of place next to async medical visits and electronically-routed prescriptions.
When you click out to Faye from Wandr, you're buying directly from Faye on Faye's underwriting paper. Wandr is a partner and referral source — Faye owns the policy, claims, and customer support. Wandr's job is connecting the resulting policy to your trip plan so the details are at hand when you need them.
Faye covers most leisure and adventure travel, but some expedition profiles (technical climbing above certain elevations, certain combat zones, very long-haul work assignments) need a specialty broker. If a Faye quote returns gaps for your trip, contact Wandr support — we can point you to specialty options like World Nomads, IMG, or Global Rescue depending on the trip.
Faye is a fully digital travel insurance company offering comprehensive plans for international and domestic travelers. Coverage includes medical care abroad, emergency medical evacuation, trip cancellation and interruption, baggage and gear, and 24/7 in-app travel assistance. Faye underwrites and services every policy directly. Wandr Health is a referral partner — we connect travelers to Faye for coverage and attach the resulting policy to your Wandr trip plan for one-tap access during the trip.
Insurance is one piece of being trip-ready. Wandr also covers prescription travel medications, vaccine guidance, document storage, packing checklists, and day-by-day health-smart itineraries. Or run a free pre-trip destination check to see what your specific trip needs.
Cover your trip in under a minute
One quote, one app, one trip dashboard. If something goes sideways, the policy is already where you'll think to look first.
Faye handles underwriting and claims. Wandr connects the policy to your trip.
Faye handles all coverage and claims. Wandr is a partner that helps connect travelers to coverage, but is not responsible for underwriting, administration, or claims. Last reviewed: 2026-06-07.